National Business Services
10058 W Cherokee Ave
Las Vegas, NV 89147
E-mail:
information@ams-leasing.com
CREDIT ENHANCEMENT & COLLATERAL LENDING
Commercial Loans & Refinance |
Hotel/Casino & Resort Financing |
Apartment Financing |
Aircraft Brokerage & Financing |
Insurance
Refinance Loans
This program is designed for small businesses that require long-term financing for owner occupied commercial real estate. A conventional loan may be a solution for businesses that are ineligible under the SBA loan programs.
Please contact us for details and a proposal for your loan. Contact Us.
Conventional Refinance Loans
Purpose
Business acquisition, expansion, recapitalization, and refinance
Loan Amount
Up to $5 million
Interest Rate
Fixed rate over 30-day LIBOR
Term
Up to 25 years, fully amortizing
Prepayment Penalty
Declining scale
Fee
Commitment fee of 2%
Collateral Position
Mortgage on business real estate, machinery and equipment, secondary collateral, UCC filings (primary collateral must be 50% of the loan)
Recourse
Full guarantee of all principals
LTV
Up to 85% LTV refinance is Available Now
Debt Service Ratio
Minimum 1.25x for current fiscal year
Diversity
Nationwide to a variety of industries
Financial Data
Business:
• Three years of historical tax returns and financial statements
• One year of projections for existing business or two years for start-ups
Personal:
• Three years of tax returns & financial statements of owners with 20% or more ownership
• Three years of historical tax returns and financial statements
• One year of projections for existing business or two years for start-ups
Personal:
• Three years of tax returns & financial statements of owners with 20% or more ownership
Third Party Reports
Appraisal and environmental study
Contact our office today to begin the qualification process:
National Business Services
1-509-308-1450
Email: information@ams-leasing.com
(Contact us by clicking here)